22939 West Hacienda Drive | Grass Valley, CA 95949
Ph: (530) 268-3333 | Cell: (530) 320-0004 | Fax: (530) 268-9674
Ca BRE #01031943 | NMLS #355267
I represent the borrower(s) by packaging the loan to highlight strengths and minimize weaknesses.
Represents the Lender
I offer a wide range of programs
with the most competitive
Offers a limited number of programs.
I can quickly move a “Problem Loan” from one lender to another.
If a loan is denied, the entire
process must start over.
I am available for appointments that
fit your schedule – days, evenings, and weekends.
Available only during normal business hours, at the bank.
I am familiar with many lenders and numerous loan programs.
I licensed by the Department of Real Estate and NMLS.
Familiar with a limited number of programs and are
not required to be licensed.
I am paid a commission on
loans that close.
Usually paid a salary plus
a small commission.
I offer numerous rate and fee combinations
Offers limited rate and fee combinations. May have a lower appraisal fee.